function footer()
{
  var ret = '<table width=90% cellspacing=0 cellpadding=0 border=0><tr>' +
	'<td width=30% align=left><font face="Verdana" size=-2>' +
	'<a href="/faq_ads.html">advertise</a> on this site<br>read our ' +
	'<a href="/privacy_policy.html">privacy policy</a></font></td>' +
	'<td width=30% align=center><font face="Verdana" size=-2>' +
	'&copy; 2001 <a href="http://www.x-rates.com/">' +
	'x-rates.com</a>, all rights reserved<br>' +
	'<a href="/copyright.html">Terms of Use, Copyright and Disclaimer' +
	'</a></font></td>' +
	'<td width=30% align=right><font face="Verdana" size=-2>' +
	'we like <a href="/feedback.html">feedback</a><br>' +
	'<a href="/faq.html">answers</a> to frequently asked questions</font></td>' +
	'</tr></table>';
	
  document.write(ret);
}